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PowerPay America |
features Authorize.Net, the
#1
IP gateway provider in world! |
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More Shopping cart vendors and application developers
use the Authorize.Net gateway which means your
PowerPay merchant account will work with almost
any processing challenge you have.
NO Long Contracts
NO Termination Fees
NO Annual Membership Fees
NO Authorize.Net Setup Fees
Lowest Rates Guaranteed!
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How the Authorize.netTM
gateway works |
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The merchant submits
a credit card transaction to the Authorize.Net
Payment Gateway on behalf of a customer
via secure connection from a Web site,
at retail, from a MOTO center or a
wireless device. |
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Authorize.Net receives the secure
transaction information and passes
it via a secure connection to the Merchant
Bank’s Processor. |
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The Merchant Bank’s Processor
submits the transaction to the Credit
Card Interchange (a network of financial
entities that communicate to manage
the processing, clearing, and settlement
of credit card transactions). |
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The Credit Card Interchange routes the
transaction to the customer’s Credit
Card Issuer. |
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The Credit Card Issuer approves or declines
the transaction based on the customer’s
available funds and passes the transaction
results, and if approved, the appropriate
funds, back through the Credit Card Interchange. |
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The Credit Card Interchange
relays the transaction results to the Merchant
Bank’s Processor. |
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The Merchant Bank’s Processor relays
the transaction results to Authorize.Net. |
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Authorize.Net stores the transaction results
and sends them to the customer and/or the
merchant. This communication process averages
three seconds or less! |
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The Credit Card Interchange passes the
appropriate funds for the transaction to
the Merchant’s Bank, which then deposits
funds into the merchant’s bank account. |
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Authorize.Net enables merchants to submit transactions
manually via a secure Web browser using the Virtual
Terminal or Batch Upload tool. This feature is
ideal for merchants that service mail or telephone
orders. Virtual Terminal and Batch Upload are included
with every Authorize.Net Payment Gateway account. |
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Stability and Reliability -
The Authorize.Net platform rivals those of
the largest e-commerce, trading, and portal
Web sites. Our system handles millions of
transactions every month, and is continuously
monitored for performance.
Unlimited Users - A single
payment gateway account allows multiple users
across your network or call center.
Industry-Leading Security -
Your customers can be confident that their
data is secure. Authorize.Net protects sensitive
customer information using the highest levels
of encryption and security protocols available
in the industry.
Free Customer Support -
Authorize.Net provides live technical and
account support to merchants seven days a
week, as well as access to online documentation
and user guides. |
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The Merchant Interface is a secure Web site that
allows merchants to manage transactions, configure
their account settings, view account statements,
generate reports and more. It is available from
any computer with an Internet connection and Web
browser—you never need to download or install
any software. |
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Manage Your Transactions -
Submit, review, or void your transactions
online. Manually enter payments or issue
refunds with the built-in Virtual Terminal,
or submit multiple transactions in a single
file using the Batch Upload feature. Generate
and download reports on settled, declined,
and returned transactions; and import downloaded
transaction data into your QuickBooks software.
Configure Your Account -
Configure the way transactions are handled,
including security settings and transaction
responses. You can also sign up for value-adding
services and important announcements.
Review Account Activity -
Search your transaction history based on
date, credit card number, customer name,
and other fields. Reconcile payment and billing
activity using online reports and statements.
You can also view your Authorize.Net billing
statement and payment history. |
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The secure Virtual Terminal and Batch Upload
features enable merchants to process credit card
and/or eCheck.Net® transactions manually. Authorize.Net
merchants access the Virtual Terminal and Batch
Upload features through the Web-based Merchant
Interface. Transactions are immediately submitted
for authorization and processing each day. |
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Virtual Terminal -
Virtual Terminal provides the best solution
for merchants who manually enter credit card
and electronic check transactions for mail
order/telephone order (MOTO) sales.
Batch Upload - Submitting
multiple transactions in a single file is
an efficient way to upload credit card and
electronic check transaction data from enterprise
applications or other file-based systems. |
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Authorize.Net® enables all types of merchants
to accept secure and reliable credit card and electronic
check payments quickly and easily. We offer flexible
application programming interfaces (APIs) with
no licensing or developing fees, and have numerous
certified third-party options that offer quick
and secure integration methods. Choose one of the
three processes below to get started. |
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1. Do It Yourself
Merchants and developers with Web expertise
and resources who are able to perform their
own integration can find time-saving resources
such as sample code, documentation, troubleshooting
tools, FAQs, and everything else they need
to get started in the authorize.net Integration
Center.
2. Contract a Certified Developer
If you need the expertise and convenience
of a Web developer to implement your payment
gateway integration, we highly recommend
you choose an Authorize.Net Certified Developer.
Certified Developers must meet rigorous integration
standards and provide samples of successful
integrations.
3. Select a Pre-Integrated Solution
Choosing a pre-integrated product is often
the easiest and most practical integration
method. There are several Authorize.Net solutions
that enable you to submit transactions right
away, as well as hundreds of certified, third-party
solutions. Our Certified Solutions meet the
highest security and integration requirements,
including our preferred Advanced Integration
Method (AIM). |
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Web Merchants -
Authorize.Net Certified Shopping Carts
automatically connect your Web site
to the payment gateway, allowing you
to accept payments immediately.
Retail and Mobile Merchants -
Ready-to-go point-of-sale (POS) solutions
include our own Virtual Point of Sale
as well as numerous third party card
swipe terminals, software, self-service
kiosks, and mobile devices.
Telephone Order / Mail Order
(MOTO) Merchants - Authorize.Net
Payment Gateway accounts come standard
with browser-based Virtual Terminal
and Batch Upload capabilities for submitting
transactions any time. To process payments,
you simply log into the Merchant Interface. |
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An
Authorize.Net Payment Gateway account enables you
to accept credit card payments securely and safely
from your mobile device.
Mobile point-of-sale (POS) solutions enable merchants
to accept credit card payments where it is most
convenient for their customers-in the aisle, outside
the store or anyplace customers prefer to pay.
Merchants with mobile sales teams or non-traditional
storefronts can expand their business and increase
revenue by accepting payments from customers anywhere,
anytime.
Mobile POS systems are setting a new standard in
convenience and are easy to implement. Merchants
equipped with a compatible wireless PDA or Smartphone,
and a card-swipe reader and printer, can connect
to the Authorize.Net Payment |
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Gateway to submit, authorize and settle transactions
quickly and securely.
Mobile POS systems offer
several advantages: |
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Customer Satisfaction - Improve
your customers' experience by speeding up the checkout
process.
Flexibility - With mobile payments,
your storefront literally goes anywhere you do.
Stability and Reliability - The
Authorize.Net platform rivals those of the largest
e-commerce, trading, and portal Web sites. Our
system handles millions of transactions every month,
and is continuously monitored for performance. |
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