Virtual terminal is powered by Authorize.Net which - the Number One IP gateway provider in the world!
Our virtual terminal is powered by Authorize.Net which is the Number One IP gateway provider in the world!
   
Authorize.net
Retail Merchants
certified shopping
cart list
Automated Recurring Billing
Echeck.net
Fraud detection
 
 
   
   
 
PowerPay America
features Authorize.Net, the #1
IP gateway provider in world!
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More Shopping cart vendors and application developers use the Authorize.Net gateway which means your PowerPay merchant account will work with almost any processing challenge you have.


NO Long Contracts
NO Termination Fees
NO Annual Membership Fees
NO Authorize.Net Setup Fees
Lowest Rates Guaranteed!

 
How the Authorize.netTM gateway works
The merchant submits a credit card transaction to the Authorize.Net Payment Gateway on behalf of a customer via secure connection from a Web site, at retail, from a MOTO center or a wireless device.
Authorize.Net receives the secure transaction information and passes it via a secure connection to the Merchant Bank’s Processor.
The Merchant Bank’s Processor submits the transaction to the Credit Card Interchange (a network of financial entities that communicate to manage the processing, clearing, and settlement of credit card transactions).
The Credit Card Interchange routes the transaction to the customer’s Credit Card Issuer.
The Credit Card Issuer approves or declines the transaction based on the customer’s available funds and passes the transaction results, and if approved, the appropriate funds, back through the Credit Card Interchange.
The Credit Card Interchange relays the transaction results to the Merchant Bank’s Processor.
The Merchant Bank’s Processor relays the transaction results to Authorize.Net.
Authorize.Net stores the transaction results and sends them to the customer and/or the merchant. This communication process averages three seconds or less!
The Credit Card Interchange passes the appropriate funds for the transaction to the Merchant’s Bank, which then deposits funds into the merchant’s bank account.
 
Authorize.Net enables merchants to submit transactions manually via a secure Web browser using the Virtual Terminal or Batch Upload tool. This feature is ideal for merchants that service mail or telephone orders. Virtual Terminal and Batch Upload are included with every Authorize.Net Payment Gateway account.
 
 
Stability and Reliability - The Authorize.Net platform rivals those of the largest e-commerce, trading, and portal Web sites. Our system handles millions of transactions every month, and is continuously monitored for performance.

Unlimited Users - A single payment gateway account allows multiple users across your network or call center.

Industry-Leading Security - Your customers can be confident that their data is secure. Authorize.Net protects sensitive customer information using the highest levels of encryption and security protocols available in the industry.

Free Customer Support - Authorize.Net provides live technical and account support to merchants seven days a week, as well as access to online documentation and user guides.
 
The Merchant Interface is a secure Web site that allows merchants to manage transactions, configure their account settings, view account statements, generate reports and more. It is available from any computer with an Internet connection and Web browser—you never need to download or install any software.
 
 
Manage Your Transactions - Submit, review, or void your transactions online. Manually enter payments or issue refunds with the built-in Virtual Terminal, or submit multiple transactions in a single file using the Batch Upload feature. Generate and download reports on settled, declined, and returned transactions; and import downloaded transaction data into your QuickBooks software.

Configure Your Account - Configure the way transactions are handled, including security settings and transaction responses. You can also sign up for value-adding services and important announcements.

Review Account Activity - Search your transaction history based on date, credit card number, customer name, and other fields. Reconcile payment and billing activity using online reports and statements. You can also view your Authorize.Net billing statement and payment history.
 
The secure Virtual Terminal and Batch Upload features enable merchants to process credit card and/or eCheck.Net® transactions manually. Authorize.Net merchants access the Virtual Terminal and Batch Upload features through the Web-based Merchant Interface. Transactions are immediately submitted for authorization and processing each day.
 
 
Virtual Terminal - Virtual Terminal provides the best solution for merchants who manually enter credit card and electronic check transactions for mail order/telephone order (MOTO) sales.

Batch Upload - Submitting multiple transactions in a single file is an efficient way to upload credit card and electronic check transaction data from enterprise applications or other file-based systems.
 
Authorize.Net® enables all types of merchants to accept secure and reliable credit card and electronic check payments quickly and easily. We offer flexible application programming interfaces (APIs) with no licensing or developing fees, and have numerous certified third-party options that offer quick and secure integration methods. Choose one of the three processes below to get started.
 
 
1. Do It Yourself
Merchants and developers with Web expertise and resources who are able to perform their own integration can find time-saving resources such as sample code, documentation, troubleshooting tools, FAQs, and everything else they need to get started in the authorize.net Integration Center.

2. Contract a Certified Developer
If you need the expertise and convenience of a Web developer to implement your payment gateway integration, we highly recommend you choose an Authorize.Net Certified Developer. Certified Developers must meet rigorous integration standards and provide samples of successful integrations.

3. Select a Pre-Integrated Solution
Choosing a pre-integrated product is often the easiest and most practical integration method. There are several Authorize.Net solutions that enable you to submit transactions right away, as well as hundreds of certified, third-party solutions. Our Certified Solutions meet the highest security and integration requirements, including our preferred Advanced Integration Method (AIM).
 
Web Merchants - Authorize.Net Certified Shopping Carts automatically connect your Web site to the payment gateway, allowing you to accept payments immediately.

Retail and Mobile Merchants - Ready-to-go point-of-sale (POS) solutions include our own Virtual Point of Sale as well as numerous third party card swipe terminals, software, self-service kiosks, and mobile devices.

Telephone Order / Mail Order (MOTO) Merchants - Authorize.Net Payment Gateway accounts come standard with browser-based Virtual Terminal and Batch Upload capabilities for submitting transactions any time. To process payments, you simply log into the Merchant Interface.
 
An Authorize.Net Payment Gateway account enables you to accept credit card payments securely and safely from your mobile device.

Mobile point-of-sale (POS) solutions enable merchants to accept credit card payments where it is most convenient for their customers-in the aisle, outside the store or anyplace customers prefer to pay. Merchants with mobile sales teams or non-traditional storefronts can expand their business and increase revenue by accepting payments from customers anywhere, anytime.

Mobile POS systems are setting a new standard in convenience and are easy to implement. Merchants equipped with a compatible wireless PDA or Smartphone, and a card-swipe reader and printer, can connect to the Authorize.Net Payment
 
Gateway to submit, authorize and settle transactions quickly and securely.

Mobile POS systems offer several advantages:
 
Customer Satisfaction - Improve your customers' experience by speeding up the checkout process.

Flexibility - With mobile payments, your storefront literally goes anywhere you do.

Stability and Reliability - The Authorize.Net platform rivals those of the largest e-commerce, trading, and portal Web sites. Our system handles millions of transactions every month, and is continuously monitored for performance.

 

 

 
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