The following diagram shows how Air Charge works.
View the following diagram to see how Air Charge works.
   
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How AIRCHARGE Works?
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How aircharge works?
Transaction is performed using the AIRCHARGE solution.
The credit card is swiped or can be entered manually (in the case of an unreadable card). The information is sent via the wireless network to an AIRCHARGE certified payment gateway.

AIRCHARGE software features allow you to choose from the following options:

Cash Receipt - use our software    to give your customers a receipt    when they pay by cash (No    Network Used)
Order/Invoice Number Entry
Tip Entry
Other Amount Entry
Disable Refund

Features in AIRCHARGE JavaME v2.5 & v3.0:
Authorization Only transaction capability
Simplified amount entry screens
Additional security with entry of last four digits for swiped card transactions

Security Features:
Last four digits of swiped card must be entered and match data on magnetic    strip of credit card
SSL 128 Bit Encryption for all payment transactions
Refund can be disabled on individual phones
Authorization Only can be disabled on individual phones
Additional network error checking

AIRCHARGE strongly suggests that you use your phone SIM card pin protection to password protect your phone! This will protect your data, phone book, and unwanted use if your phone is lost or stolen.

AIRCHARGE LITE: Similar to AIRCHARGE in many aspects, the process follows the same steps to perform your transaction. AIRCHARGE LITE is restricted to manual "keyed" entry only.
Information is sent to the financial processor via the payment gateway.
Once received by the payment gateway, the transaction information is processed and forwarded to the financial institution for processing.With every AIRCHARGE account, a customer has the ability to access their payment account from any internet ready computer. Simply enter your password and user name to gain access to a wealth of useful tools.

Enjoy such features as:

Automatic batch closure - batch total reports come right to your e-mail!
Monitoring of your current batch
Activity reporting - information held indefinitely
Individual unit reporting included for multi-unit customers
Perform transactions via the "on-line terminal"
Tie your shopping cart right to your website (optional)
and much more...
Financial processor replies with the transaction response.
The financial institution processes the transaction information received and returns a response code. (AUTHORIZED, DECLINED, or various other response codes)

NO STORE AND FORWARD - REAL-TIME TRANSACTIONS ONLY!
Know at the point-of-sale if the transaction was authorized or declined, don't take risks with your hard earned money!
The final step is the transaction response sent to the AIRCHARGE solution.
The response code is logged at the payment gateway under your account and the final transaction information is sent to the AIRCHARGE solution.Once received by the AIRCHARGE solution, the response code is displayed on your cell phone's screen(AUTH VI 03245 = Visa, Authorization code 03245), it's that simple.If you opted for a swipe/printer solution, the system will print out both the merchant and customer receipt to complete the transaction.