Transaction
is performed using the AIRCHARGE solution.
The credit card is swiped or can be entered
manually (in the case of an unreadable card).
The information is sent via the wireless
network to an AIRCHARGE certified payment
gateway.
AIRCHARGE software features allow
you to choose from the following options:
Cash
Receipt - use our software to
give your customers a receipt when
they pay by cash (No Network
Used)
Order/Invoice
Number Entry
Tip
Entry
Other
Amount Entry
Disable
Refund
Features in AIRCHARGE
JavaME v2.5 & v3.0:
Authorization
Only transaction capability
Simplified
amount entry screens
Additional
security with entry of last four digits for
swiped card transactions
Security Features:
Last
four digits of swiped card must be entered
and match data on magnetic strip
of credit card
SSL
128 Bit Encryption for all payment transactions
Refund
can be disabled on individual phones
Authorization
Only can be disabled on individual phones
Additional
network error checking
AIRCHARGE strongly suggests that
you use your phone SIM card pin protection
to password protect your phone! This will
protect your data, phone book, and unwanted
use if your phone is lost or stolen.
AIRCHARGE LITE: Similar to AIRCHARGE in many
aspects, the process follows the same steps
to perform your transaction. AIRCHARGE LITE
is restricted to manual "keyed" entry
only.
Information is sent
to the financial processor via the payment
gateway.
Once received by the payment gateway, the
transaction information is processed and
forwarded to the financial institution for
processing.With every AIRCHARGE account,
a customer has the ability to access their
payment account from any internet ready computer.
Simply enter your password and user name
to gain access to a wealth of useful tools.
Enjoy such features as:
Automatic
batch closure - batch total reports come
right to your e-mail!
Monitoring
of your current batch
Activity
reporting - information held indefinitely
Individual
unit reporting included for multi-unit customers
Perform
transactions via the "on-line terminal"
Tie
your shopping cart right to your website
(optional)
and
much more...
Financial processor
replies with the transaction response.
The financial institution processes the transaction
information received and returns a response
code. (AUTHORIZED, DECLINED, or various other
response codes)
NO STORE AND FORWARD - REAL-TIME
TRANSACTIONS ONLY!
Know at the point-of-sale if the transaction
was authorized or declined, don't take risks
with your hard earned money!
The final step is
the transaction response sent to the AIRCHARGE
solution.
The response code is logged at the payment
gateway under your account and the final
transaction information is sent to the AIRCHARGE
solution.Once received by the AIRCHARGE solution,
the response code is displayed on your cell
phone's screen(AUTH VI 03245 = Visa, Authorization
code 03245), it's that simple.If you opted
for a swipe/printer solution, the system
will print out both the merchant and customer
receipt to complete the transaction.
PowerPay
America, LLC is an Authorized Agent of PowerPay, a registered MSP/ISO
of: HSBC Bank USA,National Association, Buffalo, NY and BancorpSouth,
Tupelo, MS